Klarna | Shop now. Pay later.

4.9
889K reviews
50M+
Downloads
Content rating
Everyone
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVORITE BRANDS.
Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.

UP TO 10% CASHBACK.
Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.

GET THE KLARNA CARD.
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.

UNLOCK YOUR KLARNA BALANCE.
Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback.

SHOP NOW. PAY LATER.
Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.

// CA resident loans made or arranged pursuant to a California Financing Law license. //
Updated on
Mar 28, 2025
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.9
870K reviews
Kathleen Argueta
March 26, 2025
klarna has really stepped it up with offering more options in paying in store, and I appreciate they give you a grace period to make a late payment w/o any late fees. klarna is definitely the best in terms of flexibility. however, I don't appreciate that every so often I have to unfreeze my credit from trans union in order to view my purchasing power. especially when I have my credit report locked for security reasons.
2 people found this review helpful
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Debbie-Ann Smith
March 27, 2025
I really enjoy the ability to pay over time, although I don't use Klarna as often as other pay over time apps (which charge interest on your balance, so the LONGER you PAY the MORE money THEY MAKE.) The same is true for this app, then key for me is to choose the SHORTEST amount of time to repay as opposed to the LOWEST AMOUNT. Again, it's all about convenience, managing my budget, and still getting what I want.
30 people found this review helpful
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Luis Lopez
February 15, 2025
This is based on the app and not Klarna as a whole. The app is extremely slow and constantly says something went wrong and won't load what is trying to be viewed. This is happening on Android, in my case, specifically on Samsung phones like S25 ultra and Z Fold 6. I'm not sure what needs to be done but an update with a fix to these issues is needed sooner than later.
112 people found this review helpful
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Klarna Bank AB (publ)
February 15, 2025
Thanks Luis, we're sorry to hear you are having issues with the App performance. We kindly suggest reinstalling the App and resetting your phone. If you still have issues then we suggest clearing your cache and cookies and utilising a browser until these performance issues can be addressed. You may also wish to look at our browser extension.

What’s new

Shop smarter in the latest Klarna app. Discover Klarna balance, earn up to 10% cashback, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.