NH스마트뱅킹

3.4
44.4K reviews
10M+
Downloads
Content rating
Everyone
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About this app

From banking to asset management! Conveniently at once with NH Smart Banking!

(Customer Happiness Center 1588-2100, consultation hours: weekdays 9:00 - 18:00)

[Main services]

■ Personalization main
- You can check your withdrawal account balance, make transfers, and make withdrawal transactions right from the main screen.
- We provide customized information and recommend financial products that are right for you.

■ Large text mode
- You can set the main screen to large text mode and use it for inquiries and transfers in large text.

■ Easy banking
- If you log in with a simple password (6 digits), you can transfer up to 5 million won per day without a security medium.
- We provide contact remittance, Dutch Pay, widget banking, and motion banking services.

■ Open banking
- You can check and transfer not only your Nonghyup account but also other bank accounts.
- You can recharge the balance of another bank account to your Nonghyup account.

■ Asset management
- You can check your asset status at a glance and use asset planning and retirement planning services.

■ Financial product mall
- Non-face-to-face account opening is possible without visiting a branch.
- You can receive recommendations for your own customized products and sign up.

■ card
- You can check your approval history, billing statement, and your card information without installing the card app.

■ Retirement pension
- We provide retirement pension-specific services such as MY retirement pension, personal IRP deposit, reserve management instructions, and management status inquiry.

■ Events/Benefits
- We provide a variety of contents such as money letters, fortune telling, and cultureholics.

■ Authentication/Security
- You can log in easily with a simple password (6 digits) without a complicated joint certificate.
- If you issue a mobile OTP, you can safely conduct financial transactions without a physical security medium.

■ Integrated voice search and consultation talk
- You can easily search Smart Banking menus and contents using your voice.
- If you have any questions, we will always answer your questions through 24-hour consultation.

■ My Page
- You can check excellent customer ratings, benefit information, etc.

■ Global banking
- Banking services in 9 languages ​​are available through the NH Smart Banking app.
- We provide a variety of services such as personalization, full account inquiry, transfer, overseas remittance, and currency exchange.

To use the service, you must allow the following access permissions:

[Required access rights]
1. Storage space: Access to storage space for photos, media, files, etc., used to store certificates and save bankbook copies.
2. Phone: Collect mobile phone number to issue mobile OTP, NH mobile certificate, and use branch phone service with access rights to mobile phone status and device information.
3. Installed apps: Check app installation information on smart devices to prevent electronic financial transaction accidents.

[Optional access rights]
1. Nearby device: Connect to Bluetooth device, use for voice guidance service
2. Microphone: Used for video calls, consultation chat, and voice search services
3. Notification: Used to receive notifications about deposit/withdrawal, events and benefit information
4. Contact information: Send text message with result after transfer, use contact information for transfer service
5. Location: Used for branch search service
6. Camera: Used to take photos of ID cards, submit documents, recognize QR codes, etc.
7. SMS: Used to verify mobile phone identity and transmit transfer results
8. Biometric authentication: Used for login and remittance services

※ In principle, NH Smart Banking does not collect sensitive information. If necessary, it collects it with the customer's separate consent and uses it only for the purpose of consent.

[Access permission settings]
- Settings > Applications > NH Smart Banking > Permissions
- You can use the service even if you do not grant optional access rights, but some functions may be restricted.

NH Nonghyup will continue to do its best to expand services and improve functions.
Updated on
Apr 1, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Messages
This app may collect these data types
Messages and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.4
43.8K reviews
Bernhard Egger
February 20, 2025
The new app forces you to register an "easy password/certificate" for "quick banking" that allows significantly less secure transfers. This is particularly concerning given NH bank's bad record on security issues. There is no way to opt out of this, so I will not be using Nonghyup phone banking anymore.
9 people found this review helpful
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농협
October 5, 2021
안녕하세요. 고객님, NH스마트뱅킹 이용에 감사드리며 소중한 리뷰에 힘입어 보다 편리하고 안전한 금융 서비스로 거듭날 수 있도록 더욱 노력하겠습니다. 감사합니다.
arapuca
October 29, 2024
English UI of the app lacks many features and functionality included in the Korean UI. Korean app developers and whoever hires them are still completely oblivious to foreign users. Lame!
2 people found this review helpful
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농협
November 12, 2024
Hello arapuca, and thank you for your feedback. We apologize for the limitations in the English version of the app. Your input is important to us, and we’ll work with our development team to improve the app’s functionality and features in the English UI. Thank you for helping us enhance our services.
J Gopinathan
October 16, 2020
The recent update is very nice. All options are really good. Yet, no option to send previously transacted details to a friend. I know, its due to safety reasons, however, copying or kakao connect would be better. Because once you leave the transaction page, after that you cannot send it to friend or others. Then, we need PC to send the details. It's difficult at times.
28 people found this review helpful
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농협
October 19, 2020
한번에 편하게! NH스마트뱅킹을 이용해주시는 고객님께 감사드립니다. 소중한 의견에 감사드리며 말씀주신 부분 검토할 수 있도록 하겠습니다. 앞으로도 많은 이용 부탁드립니다.

What’s new

[기능 관련 업데이트]
- 메인화면 개선
- 즐겨찾기 기능 추가
- 다크모드 지원
- 공과금 메인화면 신설 및 납부하기/납부내역 구분
- 전자증명서 확대 (주민등록등본/초본, 소득금액증명, 사업자등록증명)
- 전체 메뉴 재구성

[필독]
1. 앱 설치가 지속적으로 안되는 경우
휴대폰의 '설정 > 애플리케이션 > Google Play 스토어 > 저장공간' 에서 데이터 삭제 및 캐시 삭제 후 재시도

2. 앱 로딩이 지연되는 경우
① 앱 완전 종료 후 스마트폰 재부팅
② 스마트폰 네트워크 환경 변경(LTE/WIFI 전환 또는 비행기모드 활성화 후 해제)
③ 스마트뱅킹 앱 재실행