Acorns: Invest For Your Future

4.7
335K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and your financial wellness.

At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once.

More than 13,000,000 Americans have invested over $22,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change.

SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000.

WHAT’S IN THE APP:

INVEST:

- EASY, AUTOMATED INVESTING
Your money is automatically invested into one of our diversified, ETF* portfolios, built by experts and recommended for you. You can invest spare change each time you make a purchase with Round-Ups®, or set up automated recurring investments starting as low as $5.

- INVEST IN BITS OF BITCOIN
Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your already-diversified portfolio towards a Bitcoin-linked ETF.

- PERSONALIZE YOUR PORTFOLIO
Personalize your investments with a Custom Portfolio, allowing you to add individual stocks from the largest 100+ public US companies.

- INVEST FOR RETIREMENT
Save for the future with an Acorns Later retirement account, and get a 3% IRA match on new contributions with a Gold subscription.

- INVEST FOR YOUR KIDS
Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1%!

SAVE:

- EMERGENCY FUND
Build savings for life’s unexpected hiccups, including a 4.05% APY** to help your money grow.

- CHECKING WITH APY
Earn 2.57% on your checking account with the Mighty Oak debit card.

AND MORE:

- KIDS & TEEN DEBIT CARD
Teach your kids financial wellness with an Acorns Early debit card, included in the Gold subscription.

- EARN BONUS INVESTMENTS
Shop 15,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Plus, earn limited-time referral bonuses of up to $1,200.

- GROW YOUR MONEY KNOWLEDGE
Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies.


SUBSCRIPTION PLANS

Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Bronze ($3/mo)

Investing tools to get you started on your financial journey.

- Round-Ups®
- Expert-built diversified portfolio
- Retirement account
- Checking account, and more

Silver ($6/mo)

Level up your saving and investing skills.

- Everything in Bronze
- 1% IRA match on new contributions to your Acorns Later retirement account
- Emergency fund
- Courses and videos to help you grow your money knowledge
- Live Q&As with investing experts

Gold ($12/mo)

Full suite of saving, investing, and learning tools for you and your family.

- Everything in Silver
- 3% IRA match on new contributions to your Acorns Later retirement account
- Investment accounts for your kids with a 1% match
- Acorns Early smart money app and debit card for kids
- Ability to add individual stocks to your portfolio
- $10,000 life insurance policy
- Complimentary Will, and more



*ETF (Exchange-Traded Fund) = collection of investments, made up of pieces of various stocks, bonds, or other assets.

**APY (Annual Percentage Yield) = the amount of interest you can earn from the money you have in a bank account in a year.



Disclosures are available in the images above and at www.acorns.com/disclosures

5300 California Ave Irvine CA 92617
Updated on
Dec 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Messages
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
326K reviews
Joshua Randall
December 16, 2024
Great App with Minor Registration Hiccup: The Acorns app is user-friendly and perfect for saving and investing effortlessly. I love the automated investing and round-ups feature that grows my savings over time. The only issue I’ve had is a long process with registering to access my checking account info. Despite this, the app is fantastic, and I’m confident the issue will be resolved soon. Highly recommended!
11 people found this review helpful
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Acorns
December 16, 2024
Your feedback and satisfaction are crucial to us. We apologize for the issues you have encountered with the Acorns Checking account. For additional assistance, please contact our support team at support.acorns.com or by phone at (855) 739-2859. Thank you for your understanding. Grow your oak!
Morgan DeLashmutt
December 2, 2024
I've been using Acorns for years and I genuinely love it. I am now a college student and have a hard time saving and this does it "passively" by taking cents off the dollar when I do purchases. Heck I'll set up a small reoccurring fee and forget about it for a while and come back to a surprise. While they do take a small portion as a fee for investing for you, I feel it is worth it. Overall it makes more money than if I were to let the same investment sit in my savings. I overall recommended it!
101 people found this review helpful
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Acorns
December 2, 2024
Thanks for investing in the background of your life with us, Morgan! We really appreciate your review. Grow your oak!
Blake Johnston
November 14, 2024
Well designed. Stay the course and get rich slow. Edit: With every release I would expect some release notes. It seems the last several months just the same generic verbiage. Where's the transparency? Where's the product manager effort? Also I continue to get promotions even when I use the promotion toggle to stop receiving. Edit 2: App feels less and less valuable. Constantly pressured by promotionals and inviting friends.
166 people found this review helpful
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Acorns
August 20, 2024
We are sorry to hear about your experience and would like to look into this for you. Please contact our support team at: https://support.acorns.com or by phone at (855) 739-2859.

What’s new

We made some small changes so it’s even easier to help your money grow, because we believe small change adds up. Grow your oak!