Kredito—Pinjaman Uang Online

4.1
192K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Loan Products
* Tenor: 91 days (minimum) to 360 days (maximum)
* Interest: 1.33% / month
* APR(maximum): 16% /year
* Example of transaction simulation:
If you choose a loan of IDR 1,000,000 with a term of 6 months, then the total interest that must be paid:
IDR 1,000,000 * 1.33% * 6 = IDR 80,000
So, for example:
----Total to be paid (at maturity) with a loan of IDR 1,000,000, term of 6 months = IDR 1,000,000 + IDR 80,000 = IDR. 1,080,000

Kredito is an online cash loan platform that is licensed and supervised by the OJK with registration number KEP-47/D.05/2021. You can borrow cash with a maximum limit of IDR 30,000,000 without collateral. Kredito also protects personal privacy data. Download Kredito, you can apply for a loan easily & safely.

How to use
Kredito serves cash loans, namely credit without collateral, easy, without collateral, online loan process, users can choose the amount of loan funds according to their needs with just the following steps:
1. Download the Kredito online loan application from the Google Play Store
2. Complete your personal data correctly
3. Set the amount and length of loan
4. Verification process with the system via a big data algorithm
5. Funds disbursed quickly
Kredito is a leading and trusted financial technology company, which uses algorithm technology and a selection process using big data to provide better loan services for you and to support financial inclusion. Our mission is to bring security and comfort to users who need loan services from Kredito.

Product excellence
Online loans - Without collateral
Kredito is a trusted and unsecured online loan platform and has affordable interest and loan service fees. If you are looking for an online loan for urgent needs, you can apply with the following conditions:
Be at least 18 years old, have an original KTP (e-KTP/regular KTP), and have a bank account in Indonesia. Very easy loan terms, right?

Easy to use
Download the Kredito Online Loan application, complete all loan application processes with just a few steps, it doesn't need to take a long time, whenever and wherever all loan processes can be carried out easily just from your cellphone~

Funds disbursed quickly
Your loan application will be approved quickly, without any complications, the money will be immediately disbursed into your bank account.

Privacy and security
Kredito will safeguard all user information and will not share user information with third parties except with the consent of the user himself.

Payment method
You can pay your Kredito application loan bill via ATM transfer, M-Banking, and ALFA GROUP.
Kredito partner banks: BCA, Mandiri, BRI, BNI, Maybank, Permata
ALFA GROUP: Alfamart, Alfamidi, Alfa Express.

Kredito Official Customer Service:
Telephone: 021-80600999
Instagram: @kreditoid
WhatsApp: +6281119910024
Email: cs@kredito.id
Website: www.kredito.id
Operational hours: Monday-Sunday (09:00 - 18:00 WIB)
Address: Mandiri Inhealth Tower Floor 12 Jl. Prof. Dr. Satrio, Kav E-IV No.6, Mega Kuningan Kel. Brass Rubber, Kec. Setia Budi South Jakarta 12940
Updated on
Mar 3, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
191K reviews
Reza Destryanto
May 1, 2021
the app is not dependable.. even though you are loyal customer for more than 1 year.. suddenly you cant borrow anymore. most likely due to they dont have any more funds to distribute. they will give excuse like system improvement or you have another loan in another platform. its simply doesnt make any sense, since over 1 year i can always use the app and pay in timely manner suddenly it changes. there are a lot of other apps that is more dependable, i recommend use other. it is a dissapointment
264 people found this review helpful
A Google user
February 5, 2020
Don't download this if it's not urgent. they will cancel the submission only for unclear or trivial reasons. they will only take your data without agreeing to the loan. they will call your partner to ask further questions personally. You cannot delete registered data. really annoying !
117 people found this review helpful
PT FINTEK DIGITAL INDONESIA
February 5, 2020
Hallo Kawan Kredito! Apa Anda dapat memberikan penjelasan lebih detail agar kami mengetahui alasan Anda memberikan rating yang rendah? Hal itu akan membantu kami untuk meningkatkan kualitas pelayanan kami. Kami tunggu balasannya. Anda juga dapat menghubungi cs@kredito.id atau (021) 80600999. Terima kasih.
Vivi Tjong
April 25, 2022
a couple months using this apps is good and running well . i always pay ontime never late paid even for once but recently for 3 months i cannot borrow always said to re-apply for next time untill..., well if i cannot longer to borrowed i think i need to delete permanently to uninstall this apps.
167 people found this review helpful
PT FINTEK DIGITAL INDONESIA
April 26, 2022
Hi Kawan Kredito! Dapat kami informasikan, untuk pengajuan penghapusan data, mohon kirimkan nomor hp yang terdaftar dan alasan penghapusan akun ke email cs@kredito.id. Tim kami siap membantu Anda. Terima kasih, CS Kredito.

What’s new

DEFAULT – INDONESIAN – ID
1. Optimasi interaksi aplikasi 2. Perbaikan bug 3. Mengoptimalkan kompabilitas aplikasi produk pinjaman

App support

About the developer
PT. FINTEK DIGITAL INDONESIA
deven.prawito@kredito.id
Mandiri Inhealth Tower 12th Floor Jl. Prof. DR. Satrio Kav. E-IV No. 6 Kota Administrasi Jakarta Selatan DKI Jakarta 12940 Indonesia
+62 811-1991-0025