PayPal - Pay, Send, Save

4.3
3.41M reviews
100M+
Downloads
Content rating
Everyone
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About this app

PayPal is a smart and secure way to shop in-store and online, earn cash back on brands you love, send money to friends and much more. Get started in the app.

SAVE OFFERS IN THE APP
Get cash back offers* from brands you love. Weā€™ll automatically apply them at checkout.
*Eligible items only. Redeem points for cash or other options. Terms and exclusions apply: PayPal.com/rewards-terms
 
SEND AND REQUEST MONEY FOR FREE
Securely send and receive money with just about anyone in 120+ countries
Itā€™s free to send and receive with friends & family in the US when funded by a bank account or PayPal balance.

GET THE PAYPAL DEBIT CARD AND EARN CASH BACK
Request your card right in the app. No credit check required.
Shop with your PayPal balance everywhere MastercardĀ® is accepted.
Earn 5% cash back on a category you choose each month*

*5% cash back earned as points you redeem for cash & other options on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal.
A PayPal balance account is required to get the card.
The PayPal Debit MastercardĀ®ā€Æis issued by The Bancorp Bank N.A. (ā€œBancorpā€), pursuant to a license by Mastercardā€ÆInternational Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks ofā€ÆMastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding

CRYPTOCURRENCY
Buy, sell and hold Bitcoin, Ethereum, PayPal USD, Bitcoin Cash and Litecoin with PayPal*

*PayPal, Inc. is licensed to engage in virtual currency business activity by the NY Dept. of Financial Services. To buy, sell, transfer, and hold crypto is subject to risks, may result in significant losses, and not available where prohibited by law. We do not make recommendations about crypto transactions. Consider seeking advice from a financial and tax advisor. Crypto custody, trades and transfer services are performed for us by Paxos Trust Co. LLC or other appropriately authorized provider. See terms: paypal.com/crypto_terms

GROW YOUR MONEY WITH HIGH-YIELD PAYPAL SAVINGS
Roll your money into PayPal Savings and earn a competitive APY*
Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.

*PayPal Savings annual percentage yield (APY) is a variable rate and can change at any time, including after the account is opened. PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings.

TRACK YOUR PACKAGES
View your orders and their delivery status right from the PayPal appā€“even if you didnā€™t pay with PayPal. Simply link your Gmail or Outlook to get started.
Get live updates each step of the way until they arrive safely at your door.
Not all sellers are participants.
 
PAY IN 4 WITH NO LATE FEES
Split everyday purchases into 4 interest-free payments at millions of online stores.
No late fees. No impact to your credit score.
Manage payments right in the app.

*Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4

Availability of features varies by market.

PayPal
2211 N 1st St San Jose, CA 95131
Updated on
Mar 27, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
3.34M reviews
Molly Sgrecci
March 13, 2025
Update: I upgraded my review as I updated the app. Turns out the menu button wasn't working either and the update helps! Still a bit cluttered and I can't figure how to remove a card. Why is this so difficult to use? It takes me about 10 minutes to figure out where to find my "wallet." I find the layout very cluttered and not user-friendly, and am fairly tech knowledgeable. I'm no wizard, but I can find my way around apps fairly easily. Not this one. Once I do, it works well.
181 people found this review helpful
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Carl
March 11, 2025
The worst payment app I've ever tried to use, by far. Incredibly buggy. The menu button doesn't work, the QR code button doesn't work, adding a card or bank account doesn't work. Finally fixed the bug that was preventing me from deleting a payment method, 2 years later. You'd think a technology company like PayPal would have the whole app design thing down, but their platform is awful.
1,156 people found this review helpful
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Kim Seibert
February 3, 2025
Wish I'd tried using PayPal a long time ago! It makes everything so easy whether it's paying bills, sending money anywhere and even having money directly into my savings each month, an amount and on a date that I choose, without my even realizing it. I don't notice the money being gone and if I forget it's there, it doesn't get spent on things I really don't need anyhow. I've tried some of the other cash apps and PayPal is by far the easiest to manage and understand.
3,420 people found this review helpful
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Whatā€™s new

Get the latest update, so you can pay, send and save smarter. Unlock cash back offers and more. With PayPal, it really adds up.